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Monday, December 27, 2010

Getting Auto Transport Insurance

If you are transporting your car you need to insure if something goes wrong. Most of the car shipping companies provide insurance. But the terms and coverage of insurance may differ from company to company. Any auto moving company which has a license for shipping a vehicle  activities should have liability cargo insurance as well. It means that your car transporter should cover any damage caused during the shipping process.

The auto moving companies are legally required to provide the copy of the insurance certificate to you. So make sure to ask you auto shipper for their insurance certificate copy. It is also recommended that you have the hard copy of the insurance policy. Some auto movers provide very limited insurance coverage, sometimes it is even less than your car’s actual worth. Ask at their insurance company for the exact terms and rights that you are offered. The things that you need to know are:
• Can you buy additional coverage?
• What is the limited coverage amount (if any)?
• Are there any parts of the vehicle that are not covered?
• What type of damage is included in the insurance?

The shipping company should also provide you with insurance against theft. Also make sure that your vehicle carrier is registered with the Department of Transportation, if you want to avoid any possible troubles with getting the coverage in case of an insured accident.
If you have any disputes try to resolve them with your shipping company first. If you still feel that you don’t get justice, you can file complaints to the Federal Department of Transportation, BBB or Interstate Commerce Commission.

posted by All America Auto Transport @ 5:03 AM permanent link  

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